{"id":7735,"date":"2023-06-15T16:19:55","date_gmt":"2023-06-15T14:19:55","guid":{"rendered":"https:\/\/cubeconcepts.de\/?p=7735"},"modified":"2026-06-12T12:28:42","modified_gmt":"2026-06-12T10:28:42","slug":"pojisteni-fotovoltaiky-co-kryje","status":"publish","type":"post","link":"https:\/\/cubeconcepts.de\/cz\/photovoltaik-versicherungen-was-leisten-sie\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed fotovoltaiky: Co nab\u00edzej\u00ed \u2013 a vyplat\u00ed se firm\u00e1m?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Poji\u0161t\u011bn\u00ed fotovoltaiky<\/strong> chr\u00e1n\u00ed podniky p\u0159ed finan\u010dn\u00edmi ztr\u00e1tami, kter\u00e9 mohou vzniknout po\u0161kozen\u00edm FVE za\u0159\u00edzen\u00ed. V N\u011bmecku nejsou povinn\u00e9, ale pro komer\u010dn\u00ed a rozs\u00e1hl\u00e9 instalace mohou b\u00fdt smyslupln\u00fdm n\u00e1strojem \u0159\u00edzen\u00ed rizik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V tomto \u010dl\u00e1nku vysv\u011btlujeme,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>jak\u00e9 \u0161kody typicky kryje poji\u0161t\u011bn\u00ed fotovoltaick\u00fdch panel\u016f,<\/li>\n\n\n\n<li>kter\u00e9 komponenty jsou poji\u0161t\u011bny,<\/li>\n\n\n\n<li>kdy a zda se vyplat\u00ed poji\u0161t\u011bn\u00ed FVE pro firmy<\/li>\n\n\n\n<li>a co je d\u016fle\u017eit\u00e9 p\u0159i v\u00fdb\u011bru a uzav\u00edr\u00e1n\u00ed smlouvy.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Fotovoltaick\u00e1 poji\u0161\u0165ovna.<\/h2>\n\n\n\n<figure class=\"wp-block-image alignright size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden-576x1024.jpg\" alt=\"Poji\u0161t\u011bn\u00ed fotovoltaiky - \u0161kody zp\u016fsoben\u00e9 krupobit\u00edm\" class=\"wp-image-11804\" style=\"width:255px;height:auto\" srcset=\"https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden-576x1024.jpg 576w, https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden-169x300.jpg 169w, https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden-768x1365.jpg 768w, https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden-864x1536.jpg 864w, https:\/\/cubeconcepts.de\/wp-content\/uploads\/2023\/06\/Photovoltaik-Versicherungen-hagelschaden.jpg 1152w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><figcaption class=\"wp-element-caption\">P\u0159\u00edklad: \u0160kody zp\u016fsoben\u00e9 krupobit\u00edm<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed fotovoltaiky je speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed pro komer\u010dn\u00ed nebo velk\u00e9 FV syst\u00e9my, kter\u00e9 kryje \u0161kody na komponent\u00e1ch syst\u00e9mu, jako\u017e i v\u00fdpadky a provozn\u00ed n\u00e1klady. Obvykle se sjedn\u00e1v\u00e1 v r\u00e1mci financov\u00e1n\u00ed syst\u00e9mu nebo odpov\u011bdnosti provozovatele a m\u016f\u017ee b\u00fdt dobrovoln\u00e9 nebo povinn\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00edle poji\u0161t\u011bn\u00ed fotovoltaiky jsou:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sn\u00ed\u017een\u00ed finan\u010dn\u00edho rizika u velk\u00fdch investic do sol\u00e1rn\u00edch elektr\u00e1ren.<\/li>\n\n\n\n<li>Ochrana p\u0159ed vysok\u00fdmi n\u00e1klady na opravu a obnovu.<\/li>\n\n\n\n<li>Zaji\u0161t\u011bn\u00ed proti v\u00fdpadk\u016fm p\u0159\u00edjm\u016f.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Jak\u00e9 \u0161kody jsou obvykle poji\u0161t\u011bny?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed fotovoltaiky obvykle kryje fyzick\u00e1 po\u0161kozen\u00ed a technick\u00e9 poruchy, kter\u00e9 mohou v\u00fdznamn\u011b ovlivnit provoz za\u0159\u00edzen\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u011b\u017en\u00e9 kryt\u00e9 druhy \u0161kod jsou:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Po\u010dasie a pr\u00edrodn\u00e9 udalosti<\/strong><br>Bou\u0159e, kroupy, sn\u00edh, blesk, povode\u0148.<\/li>\n\n\n\n<li><strong>N\u00e1sil\u00ed a \u0161kody t\u0159et\u00edm stran\u00e1m<\/strong><br>Vandalismus, kr\u00e1de\u017e, hryz\u00e1n\u00ed zv\u011b\u0159\u00ed, po\u017e\u00e1r.<\/li>\n\n\n\n<li><strong>Technick\u00e9 po\u0161kozen\u00ed<\/strong><br>Zkraty, chyby obsluhy, porucha st\u0159\u00edda\u010d\u016f, \u00falo\u017ei\u0161\u0165, \u0159\u00eddic\u00ed nebo m\u011b\u0159ic\u00ed techniky.<\/li>\n\n\n\n<li><strong>Stavebn\u00ed a mont\u00e1\u017en\u00ed \u0161kody<\/strong><br>\u0160kody na st\u0159e\u0161e, fas\u00e1d\u011b, podlaze, dl\u00e1\u017ed\u011bn\u00ed, le\u0161en\u00ed v souvislosti s instalac\u00ed nebo jej\u00ed opravou.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V z\u00e1vislosti na pojistiteli m\u016f\u017ee b\u00fdt seznam dopln\u011bn, nap\u0159\u00edklad o poji\u0161t\u011bn\u00ed proti katastrof\u00e1m nebo poji\u0161t\u011bn\u00ed p\u0159eru\u0161en\u00ed provozu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak\u00e9 sou\u010d\u00e1sti fotovoltaick\u00e9 elektr\u00e1rny jsou poji\u0161t\u011bny?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">modern\u00ed poji\u0161t\u011bn\u00ed fotovoltaick\u00fdch elektr\u00e1ren pro komer\u010dn\u00ed instalace obvykle kryje&nbsp;<strong>v\u0161echny podstatn\u00e9 slo\u017eky<\/strong>&nbsp;ab:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sol\u00e1rn\u00ed moduly a mont\u00e1\u017en\u00ed syst\u00e9m.<\/li>\n\n\n\n<li>St\u0159\u00edda\u010de, \u0159\u00eddic\u00ed a m\u011b\u0159ic\u00ed technika.<\/li>\n\n\n\n<li><a href=\"https:\/\/cubeconcepts.de\/cz\/zapojeni-fotovoltaickych-modulu\/\" type=\"post\" id=\"9751\">Kabel\u00e1\u017e<\/a>, elektrom\u011br, pojistky a rozvad\u011b\u010de.<\/li>\n\n\n\n<li>Energetick\u00e9 \u00falo\u017ei\u0161t\u011b<a href=\"https:\/\/cubeconcepts.de\/cz\/produkty\/velke-bateriove-uloziste\/\" type=\"page\" id=\"19360\">Velkokapacitn\u00ed bateriov\u00e9 \u00falo\u017ei\u0161t\u011b<\/a>) a p\u0159\u00edpadn\u011b stacion\u00e1rn\u00ed <a href=\"https:\/\/cubeconcepts.de\/cz\/produkty\/doplnkove-predmety\/nabijeci-infrastruktura\/\" type=\"page\" id=\"714\">Nab\u00edjec\u00ed infrastruktura<\/a>.<\/li>\n\n\n\n<li>Transform\u00e1tory, transform\u00e1torov\u00e9 budovy, nap\u00e1jec\u00ed a p\u0159ed\u00e1vac\u00ed m\u00edsta a\u017e po p\u0159\u00edpojku na s\u00ed\u0165.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00edm je zaji\u0161t\u011bna dod\u00e1vka \u201eod modulu k s\u00edti\u201c, tak\u017ee opravy a v\u00fdm\u011bny v p\u0159\u00edpad\u011b po\u0161kozen\u00ed jsou komplexn\u011b kryty.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Co je kryto pro p\u0159eru\u0161en\u00ed provozu a u\u0161l\u00fd zisk?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pro podniky jsou \u010dasto nejv\u011bt\u0161\u00edmi rizikov\u00fdmi faktory u fotovoltaick\u00fdch syst\u00e9m\u016f u\u0161l\u00fd zisk a p\u0159eru\u0161en\u00ed provozu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Modern\u00ed poji\u0161t\u011bn\u00ed fotovoltaiky m\u016f\u017ee pokr\u00fdvat n\u00e1sleduj\u00edc\u00ed aspekty:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ztr\u00e1ta v\u00fdnosu<\/strong><br>Ztracen\u00e9 p\u0159\u00edjmy z d\u016fvodu chyb\u011bj\u00edc\u00ed vlastn\u00ed spot\u0159eby nebo n\u00e1hrady za dod\u00e1vku elekt\u0159iny b\u011bhem opravy nebo v\u00fdpadku.<\/li>\n\n\n\n<li><strong>N\u00e1klady na extern\u00ed proud<\/strong><br>Dodate\u010dn\u00e9 n\u00e1klady na odb\u011br extern\u00ed s\u00ed\u0165ov\u00e9 energie b\u011bhem f\u00e1ze opravy nebo odst\u00e1vky.<\/li>\n\n\n\n<li><strong>P\u0159eru\u0161en\u00ed provozu<\/strong><br>\u0160kody, kter\u00e9 v\u00fdznamn\u011b ovliv\u0148uj\u00ed provoz za\u0159\u00edzen\u00ed (nap\u0159. del\u0161\u00ed opravy, v\u00fdpadek z\u00e1sobn\u00edk\u016f).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nav\u00edc jsou \u010dasto kryty n\u00e1klady na demont\u00e1\u017e a zp\u011btnou mont\u00e1\u017e, stavebn\u00ed a pokr\u00fdva\u010dsk\u00e9 pr\u00e1ce a tak\u00e9 hasic\u00ed, \u00faklidov\u00e9 a likvida\u010dn\u00ed opat\u0159en\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vysok\u00e1 bezpe\u010dnost p\u0159i zvl\u00e1dnuteln\u00fdch p\u0159\u00edsp\u011bvc\u00edch<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed fotovoltaiky je obvykle relativn\u011b levn\u00e9 vzhledem k v\u00fd\u0161i investice a potenci\u00e1ln\u00edm \u0161kod\u00e1m. Poji\u0161t\u011bn\u00ed se \u0159\u00edd\u00ed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Velikost za\u0159\u00edzen\u00ed (kWp).<\/li>\n\n\n\n<li>Technologie za\u0159\u00edzen\u00ed a vybaven\u00ed (nap\u0159. \u00falo\u017ei\u0161t\u011b, nab\u00edjec\u00ed infrastruktura).<\/li>\n\n\n\n<li>Poloha a z\u00f3na zat\u00ed\u017een\u00ed v\u011btrem\/sn\u011bhem.<\/li>\n\n\n\n<li>Historick\u00e1 m\u00edra \u0161kod a jakostn\u00ed \u00farove\u0148 z\u0159\u00edzen\u00ed.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vy\u0161\u0161\u00ed technick\u00e9 standardy a po\u017eadavky na kvalitu (nap\u0159. <a href=\"https:\/\/cubeconcepts.de\/cz\/pojistovne-odpovidajici-fotovoltaicke-elektrarny\/\" type=\"post\" id=\"7690\">Fotovoltaick\u00e9 syst\u00e9my vyhovuj\u00edc\u00ed po\u017eadavk\u016fm poji\u0161t\u011bn\u00ed<\/a>) sni\u017euj\u00ed rizika a mohou sn\u00ed\u017eit pojistn\u00e9. Pro spole\u010dnosti s komer\u010dn\u00edmi nebo velk\u00fdmi provozy jsou proto fotovoltaick\u00e9 poji\u0161t\u011bn\u00ed \u010dasto pova\u017eov\u00e1ny za smyslupln\u00fd n\u00e1stroj, kter\u00fd za zvl\u00e1dnuteln\u00fdch n\u00e1klad\u016f nab\u00edz\u00ed vysokou ochranu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kdy se poji\u0161t\u011bn\u00ed fotovoltaiky vyplat\u00ed firm\u00e1m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed fotovoltaiky je obzvl\u00e1\u0161t\u011b smyslupln\u00e9, pokud:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>za\u0159\u00edzen\u00ed p\u0159edstavuje zna\u010dnou investici (nap\u0159. v rozsahu n\u011bkolika stovek kWp nebo MW).<\/li>\n\n\n\n<li>Provoz za\u0159\u00edzen\u00ed ovliv\u0148uje ekonomick\u00fd zisk nebo kritick\u00e9 provozn\u00ed procesy.<\/li>\n\n\n\n<li>Spole\u010dnosti s vysokou m\u00edrou vlastn\u00ed spot\u0159eby nebo s d\u016fle\u017eitou v\u00fdkupn\u00ed cenou elekt\u0159iny.<\/li>\n\n\n\n<li>Finan\u010dn\u00ed nebo poji\u0161\u0165ovac\u00ed po\u017eadavky (nap\u0159. pro \u00fav\u011bry nebo investory).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pro men\u0161\u00ed instalace s n\u00edzk\u00fdm finan\u010dn\u00edm dopadem m\u016f\u017ee b\u00fdt samostatn\u00e9 poji\u0161t\u011bn\u00ed fotovoltaiky m\u00e9n\u011b relevantn\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Praktick\u00e9 tipy pro v\u00fdb\u011br poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159ed uzav\u0159en\u00edm poji\u0161t\u011bn\u00ed fotovoltaiky se doporu\u010duje pe\u010dliv\u011b zkontrolovat smluvn\u00ed podm\u00ednky:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zkontrolovat rozsah<\/strong><br>Jak\u00e9 \u0161kody, sou\u010d\u00e1sti a rizika v\u00fdpadku jsou zahrnuty v pojistn\u00e9m kryt\u00ed?<\/li>\n\n\n\n<li><strong>Vyjasnit spolu\u00fa\u010dast<\/strong><br>Jak\u00e1 je spolu\u00fa\u010dast a jak se zapo\u010d\u00edt\u00e1v\u00e1 v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti?<\/li>\n\n\n\n<li><strong>Poskytnout dokumentaci<\/strong><br>Stavebn\u00ed pl\u00e1ny, statick\u00e9 v\u00fdpo\u010dty, d\u016fkazy o proveden\u00ed a protokoly o \u00fadr\u017eb\u011b jsou relevantn\u00ed pro pojistn\u00e9 pln\u011bn\u00ed.<\/li>\n\n\n\n<li><strong>Rozhran\u00ed pro energetick\u00e9 a poji\u0161\u0165ovac\u00ed experty<\/strong><br>Spole\u010dnosti profituj\u00ed, pokud jsou technick\u00e9 a pojistn\u011b-technick\u00e9 aspekty \u00fazce koordinov\u00e1ny.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u00e1v\u011b u v\u011bt\u0161\u00edch projekt\u016f se vyplat\u00ed konzultace s odborn\u00edky, aby bylo za\u0159\u00edzen\u00ed napl\u00e1nov\u00e1no tak, aby bylo v souladu s poji\u0161\u0165ovac\u00edmi p\u0159edpisy a ekonomicky smyslupln\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">CUBE CONCEPTS: Realizace a doprovod v souladu s poji\u0161\u0165ovac\u00edmi p\u0159edpisy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CUBE CONCEPTS realizuje fotovoltaick\u00e9 elektr\u00e1rny pro komer\u010dn\u00ed a pr\u016fmyslov\u00e9 provozovatele, kter\u00e9 jsou instalov\u00e1ny v souladu s pojistn\u00fdmi podm\u00ednkami. Elektr\u00e1rny jsou navr\u017eeny tak, aby spl\u0148ovaly po\u017eadavky poji\u0161\u0165oven a financuj\u00edc\u00edch instituc\u00ed a aby byly minimalizov\u00e1ny provozn\u00ed rizika.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pro firmy nab\u00edz\u00ed CUBE CONCEPTS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Poji\u0161\u0165ovn\u011b odpov\u00eddaj\u00edc\u00ed mont\u00e1\u017e a in\u017een\u00fdring<\/strong><br>Pl\u00e1nov\u00e1n\u00ed, realizace a dokumentace za\u0159\u00edzen\u00ed v souladu s poji\u0161\u0165ovac\u00edmi p\u0159edpisy.<\/li>\n\n\n\n<li><strong>Podpora p\u0159i pod\u00e1v\u00e1n\u00ed \u017e\u00e1dosti<\/strong><br>P\u0159\u00edprava a kontrola v\u0161ech doklad\u016f nezbytn\u00fdch pro pod\u00e1n\u00ed \u017e\u00e1dosti o poji\u0161t\u011bn\u00ed.<\/li>\n\n\n\n<li><strong>Dlouhodob\u00e9 doprov\u00e1zen\u00ed<\/strong><br>Kontrola doklad\u016f o \u00fadr\u017eb\u011b, dokumentace a technick\u00fdch \u00faprav b\u011bhem provozu za\u0159\u00edzen\u00ed.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00edm zaji\u0161\u0165ujeme, \u017ee va\u0161e fotovoltaick\u00e1 elektr\u00e1rna bude nejen ekonomicky v\u00fdnosn\u00e1, ale tak\u00e9 poji\u0161t\u011bn\u00e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010casto kladen\u00e9 dotazy<\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Jsou fotovoltaick\u00e9 pojistky povinn\u00e9?<\/summary>\n<p class=\"wp-block-paragraph\">Ne, fotovoltaick\u00e9 poji\u0161t\u011bn\u00ed nen\u00ed v N\u011bmecku z\u00e1konem povinn\u00e9, ale je smyslupln\u00e9 pro komer\u010dn\u00ed nebo velk\u00e9 instalace.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Co se stane, kdy\u017e \u010d\u00e1st za\u0159\u00edzen\u00ed nen\u00ed pln\u011b poji\u0161t\u011bna?<\/summary>\n<p class=\"wp-block-paragraph\">Pokud komponenty nejsou v poji\u0161t\u011bn\u00ed kryty, poji\u0161\u0165ovna nep\u0159eb\u00edr\u00e1 n\u00e1klady na jejich likvidaci \u0161kod. Je d\u016fle\u017eit\u00e9, aby byl majetek kompletn\u011b zdokumentov\u00e1n.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Lze pojistit i men\u0161\u00ed za\u0159\u00edzen\u00ed?<\/summary>\n<p class=\"wp-block-paragraph\">Ano, men\u0161\u00ed za\u0159\u00edzen\u00ed lze pojistit, ale jejich ekonomick\u00fd v\u00fdznam a pojistn\u00e9 budou pak ni\u017e\u0161\u00ed.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Co se t\u00fd\u010de po\u0161kozen\u00ed st\u0159echy a fas\u00e1dy v souvislosti s fotovoltaikou?<\/summary>\n<p class=\"wp-block-paragraph\">P\u0159i za\u0159\u00edzen\u00edch postaven\u00fdch v souladu s poji\u0161\u0165ovac\u00edmi podm\u00ednkami b\u00fdvaj\u00ed \u0161kody na st\u0159e\u0161e, fas\u00e1d\u011b a infrastruktu\u0159e v p\u0159\u00edpad\u011b \u0161kody \u010dasto tak\u00e9 poji\u0161t\u011bny, v z\u00e1vislosti na pojistn\u00fdch podm\u00ednk\u00e1ch.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Jak\u00e9 podklady jsou d\u016fle\u017eit\u00e9 pro pod\u00e1n\u00ed \u017e\u00e1dosti?<\/summary>\n<p class=\"wp-block-paragraph\">Typick\u00e1 dokumentace zahrnuje: pl\u00e1nov\u00e1n\u00ed, doklady o proveden\u00ed, statiku, protokoly o zkou\u0161k\u00e1ch, z\u00e1znamy o \u00fadr\u017eb\u011b a technick\u00e9 \u00fadaje.<\/p>\n<\/details>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/cubeconcepts.de\/cz\/pojistovne-odpovidajici-fotovoltaicke-elektrarny\/\">V\u00edce o poji\u0161t\u011bn\u00ed fotovoltaick\u00fdch elektr\u00e1ren<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A\u0165 u\u017e jde o krupobit\u00ed, \u0161kody zp\u016fsoben\u00e9 zv\u00ed\u0159aty nebo p\u0159eru\u0161en\u00ed provozu: Modern\u00ed poji\u0161t\u011bn\u00ed fotovoltaiky nab\u00edz\u00ed spole\u010dnostem komplexn\u00ed ochranu za zvl\u00e1dnuteln\u00e9 pojistn\u00e9. Tento \u010dl\u00e1nek vysv\u011btluje, kter\u00e9 komponenty by m\u011bly b\u00fdt kryty a jak profesion\u00e1ln\u00ed dokumentace v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti zaru\u010duje rychl\u00e9 proplacen\u00ed va\u0161ich p\u0159\u00edjm\u016f.<\/p>","protected":false},"author":3,"featured_media":7747,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[61,25],"tags":[],"class_list":["post-7735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-grundlagen-technik","category-photovoltaik"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Was bringen Photovoltaik-Versicherungen? | CUBE CONCEPTS<\/title>\n<meta name=\"description\" content=\"Was Photovoltaik-Versicherungen f\u00fcr Unternehmen abdecken, welche Bauteile sind versichert, wie hoch sind Beitr\u00e4ge und wann lohnt sich eine PV\u2011Versicherung?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cubeconcepts.de\/cz\/pojisteni-fotovoltaiky-co-kryje\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Was bringen Photovoltaik-Versicherungen? 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